Successful Investing
Introduction to
Successful Investing
There are two benefits of investing in high quality, dividend-paying stocks that keep paying rising streams of income forever. First, managing your portfolio requires very little effort. Second, your income will increase significantly over your lifetime. Wouldn’t it be nice to get a raise every year that is greater than the rate of inflation? Of course it would!
That is why, at Bern Factor, we write about low-risk, high-quality stocks that pay a dividend that rises every year. Each of our weekly newsletters fulfills a need that every investor has. Once a month we provide an update on the conditions of the economy, focusing primarily on the U.S. but with additional information about what might be happening around the globe that could affect our economy and the stocks in which we invest. We also provide a “build a portfolio” newsletter that focuses on how to build a model portfolio that will weather all types of investing environments, including recessions. Next, we will provide our top five list of high-quality, dividend-paying stocks each month with a detailed examination of each company and why each one stands out. Finally, we provide a monthly update on why investing in dividend-paying stocks pays off in the long run and why investing for income instead of appreciation is the best and easiest approach to successful investing.
Included in our top five list each month will be an occasional growth stock or a special situation recommendation when a high-quality growth-oriented stock goes on sale. But our primary focus will be on companies that have a long history of paying dividends that rise every year with yields at the time of publishing that are at least double the yield of the S&P 500 Index. A typical top five newsletter will contain five stocks with an average current yield of 3.5%, all of which are trading at a discount to our estimated fair value.
Insights from Articles by the Author:
https://seekingalpha.com/article/4792685-buying-pepsico-with-a-rising-dividend-at-a-discount
https://seekingalpha.com/article/607241-the-dividend-investors-guide-to-successful-investing
https://seekingalpha.com/article/3500536-how-i-created-my-portfolio-over-a-lifetime-part-i
https://seekingalpha.com/article/3814646-how-low-can-oil-go
Mission Statement
Our goal is to educate investors on how to build a durable portfolio that will grow and provide rising income that will stay ahead of the expected long-term rate of inflation. We also aim to help investors of all ages to avoid many of the mistakes and setbacks suffered by most individual investors.
Bern Factor: Our Investment Philosophy
At Bern Factor we believe in consistency, discipline, and the power of compounding. Our strategy has worked repeatedly over many decades to set everyday people with average incomes on the path to extraordinary wealth. There are multiple paths to achieving financial freedom, whether you prefer stocks, bonds, or real estate, that we explain in detail in easy-to-understand language. Our goal is to help the average person build long-term wealth while avoiding common investment pitfalls.